Some parts of the buy box are still moving much faster than others
The one fact that matters most right now: supply is not even across this buy box. The Real Estate Data Aggregator counted 4,479 homes for sale across the full buy box in the three months ending August 31, 2026. That number is down 8.3% from a year before. But that overall drop hides a wide spread from one ZIP code to the next.
Realtor.com reported that 20.8% of listings nationally had price cuts in September, the highest share since October 2022. That tells you sellers in many markets are adjusting. Whether you need to do the same depends almost entirely on which part of this buy box you are in.
How tight is supply where you live?
The Real Estate Data Aggregator shows months of supply running from 2.3 in Sun City West (85375) to 4.8 in part of Surprise (85388). That is more than two months of difference inside the same buy box. A tighter spot means less room for a buyer to negotiate. A looser one means pricing has to be sharper.
Speed: some homes are going fast, others are sitting
The Real Estate Data Aggregator shows the median home in Glendale (85310) sat on the market 46 days. In Sun City West (85375) the median was 80 days, and in Surprise (85387) it was 97 days. Not every home sold fast, and the gap between the quickest and slowest parts of the buy box is more than 50 days.
Prices: a mixed picture across the buy box
Some areas held or grew. The Real Estate Data Aggregator shows the median sale price in Peoria (85306) rose 6.3% year over year to $425,000. Goodyear (85395) was up 4.6% to $532,500. But prices dipped a little in several other ZIPs. Sun City (85373) fell 9.2% to $327,000. Glendale (85310) slipped 5.1% to $548,000. Litchfield Park (85340) dropped 5.2% to $521,000.
The wider picture: rates and national price cuts
Freddie Mac put the average 30-year fixed rate at 7.32% as of October 22, 2026. Realtor.com noted that rates climbed above 7% for the first time since January 2025. That matters because it shapes what buyers can afford, and it is part of why Realtor.com also reported that 20.8% of listings nationally had a price cut in September. That is the highest share since October 2022.
Contracts and quick sales: where buyers are still moving
The Real Estate Data Aggregator tracked how many homes went under contract within two weeks of listing. In Glendale (85306), that share was 29.6%, up 5.3 points from a year before. In Peoria (85345), it was 28%. In Phoenix (85083), 27.9%. Compare that with Surprise (85387), where only 8.6% of homes went under contract that quickly. That gap tells you a lot about where buyers feel urgency and where they do not.
What sellers got at closing
The Real Estate Data Aggregator shows sale-to-list ratios held up well in most of the buy box. Glendale (85310) came in at 99.1%. Surprise (85387) was 99.3%. New River (85087) was the softest at 95%, down 2 points from a year before. That means buyers in New River had more room to negotiate than anywhere else in the buy box.
- The buy box sold 3,752 homes in the three months ending August 31, 2026, up 2.8% from a year before.
- But supply ranges from 2.3 months in Sun City West (85375) to 4.8 months in part of Surprise (85388).
- Days on market range from 46 in Glendale (85310) to 97 in Surprise (85387).
- One ZIP code can read very differently from the next.
- Realtor.com reported 20.8% of listings nationally had price cuts in September, and Freddie Mac put the 30-year rate at 7.32% as of October 22, 2026. Pricing and timing are local here, and the difference between a tight ZIP and a loose one is real.
One more thing worth saying: the numbers above are for whole ZIP codes. One street, one neighborhood, even one price range inside a ZIP can read very differently from the overall picture. If you want to know where your home actually sits, send me your address.
Your next step
(602) 342-8006Text me your address and I will send back where your home sits on that supply and days-on-market range, compared with what actually sold near you in the buy box. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 85308, 85306, 85310, 85083, 85383, 85382, 85381, 85345, 85375, 85387, 85086, 85087, 85374, 85379, 85373, 85351, 85340, 85388, 85395 and 85338, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- Freddie Mac: Mortgage Rates, read Oct 25, 2026
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- Redfin: U.S. Home Prices Ticked Up 0.25% in September, Oct 20, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: September 2026 Rental Report: Median Asking Rent Declines at the Slowest Pace in 3 Years, Oct 15, 2026
